Timeshare Verses Travel Club – Which is the Real Deal?

Until recently, timeshares have been the way to go when someone wanted to get a good deal on yearly vacationing, but with the recent rise in discount travel clubs is it still a a smart move? I will compare the two vacation plans and show how discount travel clubs are the better choice for people who want to save on their vacations.

1) Initial costs- Purchase a timeshare at a resort or second hand from the original owner and you will pay anywhere from say $6,500 to $20,000 depending on where your unit is and how good you are at haggling when they try to close on you. Paid either in a lump sum or over time, you now own a week of time at a resort that you can exchange with others looking for something in your area. Let’s go midrange for a buying price of $13,250.

If you joined a discount travel club, you paid somewhere between $199 and $500 to get access to vacations around the world… Gotta give that win to the vacation club for a more affordable initial price.

2) Recurring costs- According to memorable-beach-vacations.com, ownership has its privileges because you now are responsible for ongoing maintenance fees, upkeep, furniture and appliances, roof and pool replacement, and of course insurance and property taxes. We’ll use their figures for time share resorts in Virginia Beach, which they found range from $390-$550 a year, and use a midrange figure of $475 a year. This annual fee would be adjusted for inflation and probably increase over time. Your total annual timeshare costs over 10 years, barring any roof or pool rework, is $4,750. If you trade for other units around the world, there are other costs involved that vary from group to group, so it would be hard to determine the exact costs other than to say they would be at least several hundred dollars more expensive a year.

Monthly fees vary between vacation clubs, so we will use World Ventures number for accuracy. Lets say you liked the presentation and went with the most expensive package that makes you a representative. You would pay $59.93 a month for an annual rate of $719.16, but there is a way to not have any monthly fee by bringing in four people who buy any package that is offered. So if you know four friends who like to travel and join the club, you’ve just erased your annual costs! That is something to consider, but let’s pay the monthly fee for the sake of the exercise.

Over 10 years, club costs are $7,191.60. There are no additional costs for staying at resorts or hotels around the world, but vacation packages are bought in bulk and offered to the members at cost. Other advantages with travel clubs include discounted rates for air travel, hotels, car rentals, vacation packages, and travel insurance that can be used any time of year as many times as you need. There is even concierge service which you can use anywhere and anytime to get information on just about anything you need while home or abroad. I’ll give this one to the timeshare with an asterisk just using the base numbers, but there is more value built into the vacation club membership.

3) Variety of vacation experience- Timeshares give you the same vacation every year staying in the same unit or a similar one every time and swapping is only available at participating resorts in their network.

Travel clubs offer you many different experiences all over the world- you don’t have to repeat the same trip twice (unless you want to). Over 60,000 vacation and rental properties available in over 160 destinations. World Ventures even has a program called DreamTrips where all the reservations and planning are taken care of for you. You have your choice of event, cruise, sport, or theme packages at deeply discounted prices- examples from 2009 include a Cozumel cruise, 5 day/4 night for $179 per person including taxes and fees, trip to Madrid, Spain for $150 per person taxes included, and so on. Get lodging and tickets to the Masters, the final four, even the World Cup in South Africa for hundreds less than you can find online. The vacation club gets this vote easily.

So while the timeshare won the recurring cost section with a handicap, the best overall bargain is the travel club membership for its low initial cost, variety of vacation experiences offered, and the abilities to save on all travel expenses and make money by becoming a representative. The numbers aren’t exact, but do represent a fair comparison between the two vacation choices.

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Football Stadiums of Istanbul

Turks are one of the nations that are fond of football. They try not to miss any match of their favorite teams, and are avid fans. It is by no means surprising, that in Istanbul there are many stadiums, and the majority of them correspond to the standards of the IOC. The most famous stadiums of Istanbul are Ataturk Olympic Stadium, Fenerbahce Sukru Saracoglu Stadium, Besiktas Inonu Stadium, and Ali Sami Yen Stadium.

Besiktas Inonu Stadium

The project of this stadium was elaborated by an Italian architect Paolo Vietti Violi. It was opened in Besiktas district in 1947, and had 16,000 seats. Then its name was the Mithat-pasha (the drafter of the first Turkish Constitution) stadium, and Ismet Inonu, the follower of Ataturk and the second presdient of the Turkish Republic participated at the opening ceremony. In 1973 the stadium got its new name in honor of Ismet Inonu, and till nowadays it is called Besiktas Inonu Stadium.

The place of the construction is very convenient: the stadium was built on the spot of the Dolmabahce palace stables, near the Bosporus. It is, probably, the only football stadium, where the two parts of the world – Europe and Asia – are seen from. In addition, magnificent views of the Dolmabahce palace and mosque, and the Bosporus open from the upper grandstands of the stadium. After being reconstructed in 2004 according to the standards of the UEFA, the stadium got the highest category Elite.

In the nearest future there will be another reconstruction, when the stadium will nearly completely be pulled down, and a new stadium, with 42,000 seats and transparent slip roof, will be built. Only one grandstand will be restored and preserved – Eski Acik – for it is considered the architectural monument. In addition, architects plan to build near the stadium a 5 star hotel, congress-center, shopping center, and parking area.

This stadium is the host field of the Besiktas football team, but other clubs as Galatasaray and Fenerbahce played here. However, it remains a place, where Black Eagles (an unofficial name of Besiktas players) defeated the teams of Barcelona, Liverpool, Milan, and Paris Saint Germain.

Ali Sami Yen Stadium

This stadium, which hosts Galatasaray football club, was opened in 1964. It was named after the founder of this team and their first president Ali Sami Yen, who later became the President of the National Olympic Committee of Turkey. Now the stadium has only 23,785 seats, and their matches of the European Tournaments Galatasaray holds in the Ataturk Olympic Stadium. However, Ali Sami Yen Stadium remains a place, where Galatasaray won Barcelona, Real, Manchester United, Fenerbahce, and Besiktas.

The unofficial name of Galatasaray players is Lions, and their fans name the stadium Cennehem (hell). Nowadays, Galatasaray meet their opponents with the motto Cennehem Hosgeldiniz, meaning Welcome To The Hell.

The Ali Sami Yen Stadium is in Sisli district, near the street, which leads to the Bosporus bridge. In 2007 Galatasaray started the construction of their new football stadium called Turk Telekom Arena. Besides the stadium with 58,000 seats, there will be built a covered sports hall with 15,000 seats, subway station, shopping center, and parking area.

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LIVERPOOL 5-2 EVERTON | PREMIER LEAGUE HIGHLIGHTS



A nightmare Merseyside derby at Anfield as the Blues suffer a heavy defeat to rivals Liverpool. Goals from Richarlison and Michael Keane turned out to be mere consolation as the hosts picked up the win via Divock Origi (2), Xherdan Shaqiri, Sadio Mane and Gini Wijnaldum.

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Highlights | Manchester United 2-2 Aston Villa | 2019/20 Premier League



See all the highlights from United’s 2-2 draw with Aston Villa in the Premier League at Old Trafford.

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Crystal Palace v. Liverpool | PREMIER LEAGUE HIGHLIGHTS | 11/23/19 | NBC Sports



Liverpool left it late again but earned a win at Selhurst Park behind goals from Sadio Mane and Roberto Firmino to retain their sizable lead atop the Premier League table. #NBCSports #PremierLeague #Liverpool #CrystalPalace #SadioMane #RobertoFirmino
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NBC Sports Group serves sports fans 24/7 with premier live events, insightful studio shows, and compelling original programming. NBC Sports is an established leader in the sports media landscape with an unparalleled collection of sports properties that include the Olympics, NFL, Premier League, NHL, NASCAR, PGA TOUR, the Kentucky Derby, Tour de France, French Open, IndyCar and many more. Subscribe to our channel for the latest sporting news and highlights!

The Premier League across NBC Sports Group launched in 2013 with their biggest and broadest programming commitment to-date in the United States. With live multi-platform coverage of all 380 games, analysis from best-in-class talent and extensive surrounding coverage all week long, NBC Sports Group has become the ultimate destination for new and existing Premier League fans.

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Crystal Palace v. Liverpool | PREMIER LEAGUE HIGHLIGHTS | 11/23/19 | NBC Sports

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Leicester City v. Arsenal | PREMIER LEAGUE HIGHLIGHTS | 11/09/19 | NBC Sports



Leicester City made a statement with an impressive victory over Arsenal at the King Power Stadium, as Jamie Vardy and James Maddison found the back of the net to pace the Foxes. #NBCSports #PremierLeague #Leicester #Arsenal #JamieVardy #JamesMaddison
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NBC Sports Group serves sports fans 24/7 with premier live events, insightful studio shows, and compelling original programming. NBC Sports is an established leader in the sports media landscape with an unparalleled collection of sports properties that include the Olympics, NFL, Premier League, NHL, NASCAR, PGA TOUR, the Kentucky Derby, Tour de France, French Open, IndyCar and many more. Subscribe to our channel for the latest sporting news and highlights!

The Premier League across NBC Sports Group launched in 2013 with their biggest and broadest programming commitment to-date in the United States. With live multi-platform coverage of all 380 games, analysis from best-in-class talent and extensive surrounding coverage all week long, NBC Sports Group has become the ultimate destination for new and existing Premier League fans.

The Premier League maintains strong and consistent reach across NBC, NBCSN, CNBC, and NBC Sports Group’s live streaming products, led by the biggest stars and most prestigious teams in the world.

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Leicester City v. Arsenal | PREMIER LEAGUE HIGHLIGHTS | 11/09/19 | NBC Sports

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Why Do Women Buy Lingerie?

A baggie cotton T-shirt and spandex seems like comfortable sleepwear. So, why do women buy lingerie, when old clothes will do? Women buy lingerie for basically three reasons: to feel feminine, to please her partner, and just because she can.

First, women need to feel sexy and feminine. Why? Consider the following scenario:

«Jane» is a stay-at-home mother of three. The oldest has T-ball after school. Her daughter has soccer. Thus, she is the unpaid taxi driver. When not shuttling the oldest two back and forth, between events, the youngest treats her like a 24-hour dairy bar.

Actually, all three kids are always hungry! If «Jane» is not fixing a snack, she is cleaning up the dirty dishes. When the soiled cups and plates are put away, it is time to begin preparing the next meal. Plus, in between snacks and meals, and during the baby’s nap, the house needs picked up and the laundry is piling high. At the end of the day, «Jane» feels like a maid, a chauffeur, a cook, and a wet nurse. Nothing resembling a vibrant, sexy woman is in her daily job description. Thus, she is a prime example of why women buy lingerie. When «Jane» slips on the silky attire, she is a woman, first and foremost.

Second, in addition to helping moms and working woman feel vibrant and sexy, lingerie is pleasing to her partner. Truthfully, after a day of being mom, housekeeper, and cook, the idea of being seen as a sexy, vibrant woman is really important. In «Jane’s» case, she does not want to be seen as the wife who has let herself go. She wants to be more than a glorified babysitter. In her lingerie, she is all woman and still appealing.

Finally, women buy quality lingerie simply because they can. Frankly, most women love new clothes. Why should the wardrobe be limited to nice work wear? Women deserve to feel pretty lounging around the house and in the bedroom. Thus, quality lingerie is a great way women treat themselves to a little finery, even if they are not wealthy.

Simply put, women love high end lingerie and that is why women buy lingerie. The beautiful and slinky attire is something they can purchase to feel sexy and beautiful. Also, keeping romance alive contributes to a good relationship and a happier home. Finally, fashion is a great emotional boost. After a hard day at work, women like to slip into something more comfortable and relax. Why not feel vivacious and gorgeous at the same time. Women should treat themselves once in a while, and good lingerie is a great way to end the day.

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Strip Soccer Game – My Favorite Soccer Flash Game

Strip soccer game is an online simple classic puzzle game. Flash games have enormously grown its popularity as an online content in many websites today. Many of these flash games are offered free to play by websites in order to attract web surfers to visit their sites. There are also some sites which offer its visitors to download these games for free.

The strip soccer game is among these games which can be played in the internet. This is a flash game similar to the game of Tetris. The game consists of a portion which shows pictures of showing sexy beautiful girls stripped of their clothes. Some of the girls wear bikinis but some don’t have any clothes at all. The objective here is to make as many points possible in order to see more pictures of these beautiful girls. The player can gather points by forming at least three either vertical or horizontal soccer balls with the same colors. As you increase your points the more pictures will appear.

The game comes with simple graphical interface and can be played just by using the mouse. This game is so simple and fun to play. Though this is a puzzle game, this game should only be played by adults only. It is not recommended to be played by young children because of the obscene photos included in the game.

So if you feel bored and want to have some fun or just to past the time, then this game is the one you need and play soccer in a different way.

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2010 FIFA World Cup Collectibles

This is the football year. The 2010 FIFA world cup that takes place in South Africa from 11 June until 11 July 2010 is the 19th FIFA international world soccer championship tournament. South Africa to be the first country that host the international football game that held in Africa nation after South Africa beat Morocco and Egypt in all African bidding process.

This summer is so special because we can enjoy our holiday by watching the games. It’s good for people who spending their holiday into South Africa and they can see the games alive. In spite of that, we still can enjoy the 2010 soccer tournament right here in our own country. Why do not we add a cheerful of the games event by collecting the 2010 world cup stuff?

There are many world cup collectibles that you can accumulate in order to increase the spirit of the game championship. I think these goodies are the right gift for the Father’s day that comes up 22 June. Just gather them as your own collection, or just share with your friends, and light your football cup spirit.

So, what are the 2010 FIFA World Cup Collections?

2010 FIFA Panini Virtual Sticker

Collect these valuable stickers, you can trade them with your friend in order to complete and rich your assortment. In order to maintain the Panini virtual stickers as good as the new ones you should keep them on Panini album. Bring this album when you watch the game with your friends, I believe that your friends will be awesome!

2010 FIFA Soccer Cup Books

We need much information to talk about the football games with the others. But, how you can get them? Easy, buy some books that related with this tournament, you will find much valuable information there, history, the teams, players and more.

Zakumi Dolls

Zakumi is the mascot of the 2010 FIFA world cup tournament. Everyone likes this mascot and now you can get the zakumi doll version. Put it in the corner of your house to bring some football cup spirit to your family.

World Cup Ball

Do you like to play football? Play the football game with this ball would be fine.

World Cup Pin Set

More fun if you have these accessories. Collect the 32 teams pin to complete your collectibles. Show these with your friends or just put them on the glass cupboard on your living room so people can see them.

League of Legends Detailed Review and Advices for Beginners

Hi community!

Today I would like to introduce to you one of the most successful free to play – games: the double Golden Joystick – winner «League of Legends» by Riot Games!

League of Legends is a MOBA-Game (Multiplayer Online Battle Arena), which is oriented towards the famous Warcraft 3 – Map «Defense of the Ancients».

For those who never played DotA (are there any?) and who don’t know the game concept I will explain it in detail:

The beginning

League of Legends doesn’t put high requirements on your PCs. You need at least:

– processor with 2 GHz – 1 GB RAM, – DirectX 9.0 capable video card, – 750 MB free hard disk space, – DSL or similar

Create an account either on the server EU West, EU Nordic/East or US, depending on where you live. You can also create an account on US while living in Europe but you will experience higher pings then. I give you a link to create an account in my author’s bio. Choose a name (always the hardest part) and a nice picture and off you go!

The Champions

There are 2 teams 5 players (there are more game modes, but they are not important in the beginning because as a newbie you should start with 5vs5 to learn the gameplay). Before every match you all choose a «champion» who is the character you want to use in battle. Dependant on your personal preferendes it can be e.g. an undead mage, a giant granite golem, a little boy riding on a Yeti, a brave knight and many more.All in all there are more than 80 (!) different champions and every second week one is added.

Every champions has 4 different abilities (3 normal and one extra strong, the «Ultimate») and a passive, which he has since the beginning. You learn the abilities by leveling up ingame and your max champion level is 18 which means that you have 5 points in every normal ability and 3 in your ultimate.

You receive experience for levelling up by:

1. Being near when enemy minions or neutral monsters are killed by your troops (it’s not necessary to kill them yourself!)

2. killing or assisting to kill enemy champions

In the beginning you generally play whatever you like, later it’s useful to communicate with your teammembers before the match begins so that you have a balanced setup and not 5 champions of the same kind.

The different kinds of champions are roughly:

1. Mages («AP Carries»: AP means ability power, they mainly deal magical damage with their abilities)

2. Fighters («AD Carries»: AD means Attack Damage, they mainly deal physical damage with their autoattacks)

3. Tanks (They are hard to kill and protect their own carries, for example by stunning or taunting the enemies)

4. Supports (They have either buffs or heals to support their carries and keep them alive)

5. Junglers (They don’t start in the lane but in the jungle and support their teammates by ganking and ambushing the enemies)

The interesting point is: Depending on the items you equip on your champions they are often able to fulfill different roles!

In the beginning you don’t have own champions, but every week there are 10 free ones which everyone can use. After some matches you can buy more champions with influence points (IP) in the shop. I will come to this later.

The map

The map has 3 different lanes, which lead from your own to the enemy base. On these lanes there are several Towers which you must destroy before you can attack the base itself. As a support your main building («Nexus») spawns minion waves in short intervals which help you in fights. Between the lanes there is the «jungle», where neutral monsters are located. If you kill those you receive gold and/or temporary buffs.

As soon as the match begins everyone has about a minute to spend his starting capital on items in the shop.

This doesn’t take long since you don’t have much gold in the beginning. There are different ways to earn gold in the game:

1. Everyone receives gold over time

2. Killing enemy minions or neutral monsters (here it is important to give them the final blow, the so called «lasthitting»)

3. Killing or assisting to kill enemy champions

4. Destroying enemy buildings (towers and inhibitors -> destroying them makes your minions stronger)

5. There are several items which grant you additional income (the so called gold/5 items -> they give you 1 gold every 5 seconds)

The goal

If you destroy the enemy main building (Nexus) your team wins. For being able to attack the Nexus, however, you have to destroy all 3 towers and the inhibitor on at least one lane and the two towers which protect the Nexus. So it’s not the best idea to hunt the enemy champions 24/7 if you don’t push the lanes at the same time. An average match takes 30-45 minutes, rarely more than an hour. As soon as the match reaches minute 20 it is also possible to surrender.

More game modes are a 3vs3 and a pretty new domination map («Dominion») where you have to capture and defend certain points. In addition there are ranked modes for players with summoner level 30 (explanation follows) in which you receive an Elo count depending on your wins and losses. For beginners I highly recommend the normal 5vs5 map!

The summoners

League of Legends also has an RPG part. You do not only choose a name and a picture for yourself (you are a so called «summoner», don’t mix it up with the «champions») but you are also able to level up yourself and buy small buffs with Influence Points (IP).

Every match you receive Experience Points (XP) and Influence Points (IP), the amount is depending on how long the match lasted, if you won or lost and if you had an active IP/XP boost. As soon as you have enough XP you level up and receive a mastery point and an additional rune space. With IP you can buy new runes and champions in the shop.

You start at level 1, the maximum summoner level is 30. Every level up you receive a mastery point which is used for buffing your champion ingame (like additional attack damage or armor). Furthermore you can buy runes with IP which have a similar effect. In one match you can use up to 30 runes (at level 30) but you can also change the runes after the match if you want to play another champion.

The last way how you as summoner have influence on your champion are the 2 summoner spells everyone chooses before the match. Those are abilities which are not connected to the champion you play and can be used at any time, for example a teleport or a heal.

To clarify this issue: Summoner = your account, Champion = the character you choose for the battle

The buffs don’t make that much of a difference but they add up and it would be pretty unfair if a player with level 30, 30 mastery points and runes would play against a beginner with level 1, no runes and 1 mastery point (not to mention the difference concerning gaming skills). That’s the reason why the system puts preferably players of a similar level together in one match. Unfortunately you can’t be sure about that because if a high level player starts a game together with a low level friend the system averages out. In this case it can happen that you have to play versus enemies with a much higher level. That’s uncool but can’t be avoided.

Riot Points (real money) Somehow Riot Games has to make money. Because of that you can buy so called «Riot Points» with real money. Those you can spend in the shop for champions, skins and other fancy stuff. Pretty much the only things you can EXCLUSIVELY buy with Riot Points and not also with Influence Points are skins (alternative looks for your champions). This means that someone who spends money for Riot Points doesn’t have the slightest advantage over someone who plays LoL for free!

To clarify again: Riot Points = bought with real money, can be spent in the shop, Influence Points = gained by playing, can be spent in the shop (not for Skins or IP/XP boosts)

LoL vs. DotA

Now that I have explained the game concept I will point out the differences between LoL and DotA:

1. There is NO «denying» (killing own minions so that the enemy can’t get gold or experience for them). This is a real change but I actually like it because it makes the game less passive (and to be honest how sick do you have to be to kill yur own soldiers?!)

2. Like already mentioned above the player himself (summoner) can also level up and get different buffs for his champions. Nice gimmick.

3. In my opinion cooldowns and manacosts are shorter/cheaper than in DotA which also leads to a more aggressive playstyle, especially in the early phase of the match.

Overall I still like to play DotA now and then because it’s just awesome but I have to say that LoL is a worthy successor, doing several things better. This is no surprise since DotA is limited to the WC 3 engine.

Advices gained in practice

I am no «pro gamer» but I play for nearly 2 years so here are some advices which shall make the start easier for you:

1. There are three tiers of runes. The first one is available right from the start, the seconds one as soon as you reach level 10 and the third one when you reach level 20. It’s pretty much waste to buy tier 1 or 2 runes since you will reach level 20 fast and there is no way to sell runes. So better only play the free champions in the beginning and save your IP for runes. If you have enough IP for buying at least one complete tier 3 rune page you can go on and buy some more champions you would like to play. You should keep in mind that it is not possible to sell champions so it would be better if you tested the champion first (e.g. when he is among the weekly free champions) to avoid disappointments.

2. Since LoL is free to play there are also some annoying fellows around. Fortunately there is a «mute»-function which makes them shut up. So don’t join their flame war if you encounter them – just mute them and go on playing in peace and harmony! The best option is to play with friends but that’s not always possible. /mute saved my life a Thousand times!

3. As long as you are new it is good to buy the recommended items for every champion. Later when you are more experienced and want to test new item builds or tactics you can find very good guides to every champion on MOBAFIRE.COM and LEAGUECRAFT.COM. I always visit them before I try out a new champion. As soon as you feel comfortable and self assured you can also visit the numerous streamers and watch how the pros are playing. I wouldn’t do it before level 30 though.

4. Nowadays many experienced players have smurf accounts. This means that you often meet enemies at your level who are far more experienced than you and kill you with ease. That is very annoying but once you are past level 5 the smurfs become less. And remember: if someone flames you, mute him, don’t give a **** and move along.

5. I strongly suggest playing the tutorial and the battle training to everybody since the basic tactics are explained there pretty well (even DotA veterans should play the battle training).

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