Segmentation in the Spanish Property Market

Reports on the death of the Spanish property market are premature. The market is starting to recover slowly after two years of falling prices and the patent lack of lending from the banks. As the banks are now loosening up their lending for anyone with some money to put aside as deposit especially on their own repossessed stock they are wanting to finance 100% where possible to get the liability off the books.

The recovery is not everywhere though and not all types of property are recovering and I certainly do not expect to see price rises any time soon. With that in mind, I will give you some examples where I do not see falls abating currently and then tell you what a prime property consists of. This segmentation of the market is a very important concept to understand because without it you treat all properties in the same way and that is not how to look at the Spanish Property market, it is not a monolithic whole.

For a property to be considered «prime» it must have an intrinsic value which is easily measured. «Sub-prime» property does not have this same intrinsic value. Sub-prime is a lot more prone to sentiment and demand within the market. There is little or no demand for «sub-prime» property outside the big cities and their periphery. A good example would be a series of properties built on an estate where everything is similar inland and away from the beach with few facilities around and where everyone must use the car for all journeys. (It is impossible to segment the properties on this estate, they all fall into the same category of sub-prime). It is likely that transport costs will rise bit by bit over the next few decades and these properties will become less and less desirable as a result. The opposite is also true of course meaning that prime properties with little distance to travel in conurbations and with good facilities become more desirable. This will mean that their prices rise while the sub-prime group drops increasing the disparity in prices between prime and sub-prime.

Spanish coastal properties will be another sector to suffer if they do not have rapid access to the coast. The description «coastal property» has been abused so that it includes properties even a couple of miles or more from said coast and therefore it is easier to make a segmentation in this area. My own opinion is that if you cannot walk comfortably to the beach with all your things for a day by the sea in hand then you do not have what can be termed a coastal property. First line property with uninterrupted views of the sea and even second and third with good sea views will hold their value quite well because evidently they have a prime position and there is a limited supply. Anything further back can no longer be considered prime and the segmentation is evident in the disparate prices.

What type of property will hold its value? Large city centres are good bets as people move ever more so into cities and large towns to look for work. These areas keep their value as the demand curve outstrips the supply curve in almost every case. A city centre flat is a city centre flat and nothing can create more space in those cities meaning there are limited numbers available because of planning restrictions and replacement new for old. The centre of a city therefore is a segment. Spanish cities have no more land available for development in the centre of so there is very little possibility of supply outstripping demand if people continue moving to the city,something that continues to be the trend for the whole of Spain.

Other properties that will hold their values are those that have a little something special, spectacular views, fantastic and timeless design, built in and unobtrusive security features, shopping and leisure facilities and more. When you wrap all of these things up into a whole in just one property then you have the perfect property investment which is bound long term to hold its value and you also get quite a nice place to live too. It is the perfect segment.

Camiseta Sevilla FC 2ª Equipación 2018/2019 Comprar Camiseta Sevilla FC 2ª Equipación 2018/2019 baratas precio más barato y envío rápido y de los mejores equipos y selecciones del mundo de Hombre,Mujer y Niños.

Travelling Through Time in Spain

One of the good things about driving in Murcia is the road networks, and the quality of them. Ironically, it was the lack of these connecting arteries that stopped Murcia from being developed in the late 1980’s and early 1990’s unlike the regions of Valencia and Andalucia.

This may sound like a negative thing but in fact, it is the opposite. The development of the southern regions of Spain was connected directly to the proximity of airports. It was these, which bought the first package holiday customers to the «Costas» in the early 1970’s for their two weeks in the sun. Gradually over the years as their affluence grew, the holidaymakers had desires for a more permanent holiday home.

The developers in Spain and their counterparts in the UK, the property agents, wanted a speedy turnover and so the land in the surrounding locations to Alicante, Barcelona and Malaga Airports started the property boom in Spain. This meant that the eager buyers from Europe were quickly landed and located in hotels close to the developments, taken to select their «dream in the sun» wined, dined, contracts signed, monies paid and put back on the plane home.

As the demand grew so did, the facilities to service this growing market and roadlinks, airports and everything connected to a boom time followed suit.

Meanwhile back in Murcia, very little was happening, no airport as such (still very much military airspace). No huge developments and the pace of life carrying on in the aftermath of the Franco regime.

The opening of the E15 N7 Mediterraneo motorway meant that the more adventurous traveller was starting to find his way down and gradually, the jewel that is Murcia was discovered.

Little by little, demand began to grow and eventually San Javier Military Airport was handed over to civil airspace allowing the introduction of domestic flights. Consequently, in the last 10 years Murcia has started to join the rest of the Costas in property development but without the saturation of the other regions.

Until two years ago, driving to Murcia airport was a snakes and ladders affair, navigating a series of five road networks to get there. Then in 2007, they opened the E15 AP7. If it possible to be in love with a road then I am. The auto pista (toll road) has changed my life. I travel regularly to the airport to meet clients and the now stress free drive has actually given me back, the enjoyment of driving. The new road links Murcia from the city of Cartagena to Almeria exiting at Vera onto the E15 N7 motorway. Imagine two dual carriageways separated by a concrete wall, so no worries about oncoming traffic and most of the road to yourself.It is possible to drive along and not see another car or lorry for kilometre after kilometre.

It was on a day such as this recently, as I was driving to the airport. No traffic around, warm sunny day, plenty of time allowed, I was practicing my «drive slower, save fuel experiment» (which by the way works). When I started to notice the landscape that I have travelled past many times. Now with more time and less traffic I realised that the road had cut through areas of land most people would never have navigated before and suddenly noticed groups of ruined fincas in the hills dotted along the route. I wondered who lived here, why did they leave and how different their lives must have been to the now city dwellers of Spain.

I know from a friend that in the days when these properties were occupied, the dwellers were self sufficient with crops on the land and animals for their everyday needs. Now abandoned they sit there locked ,as in a time capsule and further on as you drop down into the flat lands that lead to Mar Menor, derelict windmills that once supplied corn and water to the area, no longer functioning but still cutting into the skyline with the jagged remnants of their sails.

This all stands in contrast to newer properties that have been built. The huge electric pylons that now bring the energy to the region, yet further on, the new sources of solar panels, and wind farms.

It suddenly struck me that driving along this road, it gives you, section by section, contrast of how Spain has changed in the last 70 years and unlike in the UK for instance there is no desire to remove the remnants, and so they sit there as living history.

Very quickly arriving at Murcia airport, I meet my new clients and am immediately thrown back into reality. Later on, I ponder on my thoughts and know that I will not do that drive again with the previous indifference. In my mind I will pay respect to the people who lived there, the hardships they endured and the bounty they missed as Spain developed

Camiseta 3a Equipación Manchester City 19-20 Niños Comprar Camiseta 3a Equipación Manchester City 19-20 Niños precio más barato y envío rápido y de los mejores equipos y selecciones del mundo de Hombre,Mujer y Niños. Descubre la mejor forma de comprar online.

Jurgen Klopp FULL Pre-Match Press Conference – Bournemouth v Liverpool – Premier League



Liverpool manager Jurgen Klopp holds a press conference ahead of the team’s Premier League game against Bournemouth.

Klopp sidestepped a question on Liverpool being top of the table at Christmas again, having been there before and not gone on to win the Premier League title.

Please subscribe, like the video and share wherever you can!

Help support the channel from only £0.99p a month!
Get special loyalty badges next to your name in comments and live chat! You’ll also get team badge emojis from your favourite to use in live chat and premieres!! Click ‘Join’ below the video for more info or visit =

I own the rights to this footage, DO NOT copy and re-upload this video otherwise copyright strikes will be made.

To make sure you don’t miss any of my videos
on this and my other channels please :

Subscribe here!:

Twitter:
Instagram:
Facebook:
Website:

If you want to help with the costs involved with running the channel you can also support me on my Patreon here =

source Envíos gratis para pedidos a partir de 100€ equipacion atletico de madrid 2020

Real Madrid – La Liga Emperor

Spanish football has always been great to the eyes. The inch perfect passes, the precision in the crosses, the finishing skills, defensive abilities have combined and culminated into forming one of the best football circuits across Europe in the modern era of world football.

Rise to Greatness

A lot of the success of the development of Spanish football can be attributed to the development and the structure of the domestic football in Spain as well, with the clubs unearthing talents and developing them into world beaters in the best future as well. Spanish clubs have always boasted of unearthing talented youngsters and making sure that they develop into world class players in future. One such club that has been continuously bringing players from the academy sides and developing them into world-class performers has been Spanish giants Real Madrid. The club, based in the capital of Spain, has been an elite club in the history of football. They have been nurturing talents, shaping young individuals and turning them into skilled players.

Success

The club – also known by its nickname Los Blances – has been leading the way for other clubs in terms of popularity and success in Europe. It has won Europe’s most coveted trophy in terms of club football, the Champions League for a record number of times. They have always been sensational in the European tournament and the Spanish league. It has been one of the most successful clubs in the whole of Spain. They have a cabinet filled with a lot of silverware from all major competitions.

Success Mantra

A lot of the success of the club can be attributed to the fact that Real Madrid has always been able to assemble a world-class squad which can take any team by the scruff of its neck and decimate them handsomely.The club has been an active buyer and seller in the transfer market, making big money move and signing the most gifted players as money is not a big issue for them. They sign players and promote youngsters who would get the much required game time at the club and would seamlessly adjust themselves to the culture and the philosophy of the club as well. From making a move for the most expensive players in the world to promoting young talent and nurturing them, the club has done it all.

Back in 2009, they made the highest bid for Ronaldo and as a result, the Portuguese star became the most expensive player of the world. Not only that, they have followed it with marquee signings like Bale and James Rodriguez. On the other hand, players like Casillas, Ramos and Marcelo along with Asensio and Carvajal have been brought to Santiago Bernabeu and nurtured from a very young age to become what they are now.

Real Madrid would continue to enjoy their esteemed position in world football and the squad would always be filled with galactic as they march in strength to strength in the future and remain being the best club of the world as well.

Camiseta Croacia 2ª Equipación 2018 Niños Comprar Camiseta Croacia 2ª Equipación 2018 baratas precio más barato y envío rápido y de los mejores equipos y selecciones del mundo de Hombre,Mujer y Niños.

Chelsea v. West Ham United | PREMIER LEAGUE HIGHLIGHTS | 11/30/19 | NBC Sports



Aaron Cresswell’s goal was enough to lift the Hammers to victory against Chelsea at Stamford Bridge. #NBCSports #PremierLeague #WestHam #Chelsea #AaronCresswell
» Subscribe to NBC Sports:
» Watch Live Sports on NBCSports.com:
» Get more Premier League news on NBC Sports:

Want more Premier League? Check out NBC Sports Gold:

NBC Sports Group serves sports fans 24/7 with premier live events, insightful studio shows, and compelling original programming. NBC Sports is an established leader in the sports media landscape with an unparalleled collection of sports properties that include the Olympics, NFL, Premier League, NHL, NASCAR, PGA TOUR, the Kentucky Derby, Tour de France, French Open, IndyCar and many more. Subscribe to our channel for the latest sporting news and highlights!

The Premier League across NBC Sports Group launched in 2013 with their biggest and broadest programming commitment to-date in the United States. With live multi-platform coverage of all 380 games, analysis from best-in-class talent and extensive surrounding coverage all week long, NBC Sports Group has become the ultimate destination for new and existing Premier League fans.

The Premier League maintains strong and consistent reach across NBC, NBCSN, CNBC, and NBC Sports Group’s live streaming products, led by the biggest stars and most prestigious teams in the world.

Visit NBC Sports:
Find NBC Sports on Facebook:
Follow NBC Sports on Twitter:
Follow NBC Sports on Instagram:

Chelsea v. West Ham United | PREMIER LEAGUE HIGHLIGHTS | 11/30/19 | NBC Sports

source Venta de camisetas de fútbol nuevas, incluyendo Camisetas de futbol 2018 y equipaciones de futbol 2018. Camiseta del barcelona 2018, Atletico Madrid. portero atletico de madrid 2018

Liverpool v Manchester City | Top 5 Premier League Moments | Salah, De Bruyne, Sterling



A compilation of the top 5 Liverpool v Manchester City moments in the Premier League. Liverpool ending Man City’s unbeaten run after a thrilling 4-3 encounter at Anfield, Man City’s 5-0 victory against Liverpool at the Etihad, Philippe Coutinho scoring the winner for Liverpool in 2014 to keep their title dreams alive. What’s your favourite Liverpool v Man City moment? Let us know in the comments.

Subscribe to the official Liverpool YouTube channel:
Follow Liverpool on Instagram:
Follow Liverpool on Twitter:
Like Liverpool on Facebook:
Liverpool website:
Liverpool tickets:
Liverpool merchandise:

Subscribe to the official Manchester City YouTube channel:
Follow Manchester City on Instagram:
Follow Manchester City on Twitter:
Like Manchester City on Facebook:
Manchester City website:
Manchester City tickets:
Manchester City merchandise:

Subscribe to the official Premier League YouTube channel:
Premier League website:
Follow the Premier League on Instagram:
Follow the Premier League on Twitter:
Like the Premier League on Facebook:
Play Fantasy Premier League:
To license Premier League match footage:

#Liverpool #ManchesterCity #PremierLeague

source Modelos de camisetas de fútbol de todas las selecciones y de las mejores marcas. Encuentra fantásticos descuentos en artículos seleccionados. equipos champions 2019

Every Premier League goal from Matchweek 7 | NBC Sports



Watch every goal from another weekend of memorable strikes to wrap up Matchweek 7 in the 2019-20 Premier League season. #NBCSports #PremierLeague #Matchweek7
» Subscribe to NBC Sports:
» Watch Live Sports on NBCSports.com:
» Get more Premier League news on NBC Sports:

NBC Sports Group serves sports fans 24/7 with premier live events, insightful studio shows, and compelling original programming. NBC Sports is an established leader in the sports media landscape with an unparalleled collection of sports properties that include the Olympics, NFL, Premier League, NHL, NASCAR, PGA TOUR, the Kentucky Derby, Tour de France, French Open, IndyCar and many more. Subscribe to our channel for the latest sporting news and highlights!

The Premier League across NBC Sports Group launched in 2013 with their biggest and broadest programming commitment to-date in the United States. With live multi-platform coverage of all 380 games, analysis from best-in-class talent and extensive surrounding coverage all week long, NBC Sports Group has become the ultimate destination for new and existing Premier League fans.

The Premier League maintains strong and consistent reach across NBC, NBCSN, CNBC, and NBC Sports Group’s live streaming products, led by the biggest stars and most prestigious teams in the world.

Visit NBC Sports:
Find Premier League on NBC Sports:
Find NASCAR on NBC Sports:
Find Sunday Night Football on NBC Sports:
Find NBC Sports on Facebook:
Follow NBC Sports on Twitter:
Follow NBC Sports on Instagram:

Every Premier League goal from Matchweek 7 | NBC Sports

source Una lista con los diseños de camisetas de futbol más feas de la historia tanto de la liga española como a nivel internacional. compra de camisetas de futbol

The Different Types Of Soccer Cleat Patterns

Soccer shoes may not improve your playing skills, but they definitely ensure that you put your best foot forward and give the best performance. There are so many brands offering all kinds of cleats. The most striking thing about the modern cleats is that they tend to be very colorful and appealing. But apart from looking at the colors and beautiful designs, you should ensure that you select the perfect pattern to match that play surface or ground.

Wearing the wrong type of cleat will not only make your play uncomfortable and minimize your chances of giving your best but you could also end up injuring yourself. Below are the different patterns you will find to make it easy for you to select the most suitable pair for your play.

Cleats for firm ground – Cleat patterns created for firm ground cover any field type that is generally dry in all climates where there are less rainy days. They are the standard cleats that you find in shoe stores and are accompanied by letters FG. In this category you will find long, narrow bladed studs and rounded studs. The rounded ones make better choices for damp ground, whereas the blades are best for dryer surfaces and offer overall stability. These cleats may also be referred to as hard ground cleats.

Cleats for soft ground – The cleats usually feature rounded metal studs with few contact points with the ground. They are best for wet surfaces and suitable for areas that receive lots of rain. The designs are done in such a way that the cleats, cut through the mud and offer reliable grip even under the wet conditions. The metallic cleats are however not a preference for many coaches because of the possible damage they risk when they meet the other players’ legs. You might want to check with your coach before selecting them.

Cleats for indoor courts – They are for smaller soccer games and designed for the artificial materials in the indoor courts. They feature a flat bottom and flex points or fins that run across the bottom part of the short so they remain comfortable and flexible. They do not only work well for indoor soccer, but also other indoor activities and can be just right for firm ground uses too even though they may not be recommended for those.

Cleats for turf surfaces – Astroturf is a material created to mimic a natural grass playfield and there are cleats intended for such. These soccer shoes will usually come with plenty of short stubby studs all over the bottom part so they are able to offer proper traction of the face grass surfaces. They come with an extra layer of lacquer that protects them from the artificial grass that can be abrasive; they are therefore glossier in appearance.

You can easily tell the cleats apart by the initials they are displayed with denoting the surfaces they are made for. You can also use reviews and guides to select the most suitable sports cleats for your use.

Real Club Deportivo de La Coruña Comprar Camiseta Real Club Deportivo de La Coruña baratas precio más barato y envío rápido y de los mejores equipos y selecciones del mundo de Hombre,Mujer y Niños.

Wolves 2-5 Chelsea | Tammy Abraham Hat Trick & Tomori Stunner | Highlights



Watch the highlights from Chelsea’s Premier League trip to Wolves!

Tammy Abraham’s the hat-trick hero as Chelsea smash five past Wolves!

Download Chelsea FC’s official mobile app:
-App Store
-Play Store

Subscribe:

To watch more EXCLUSIVE Chelsea content go to:

Welcome to the official home of Chelsea Football Club on YouTube. It’s the only channel where you’ll get an authentic look at life at this great club. Every week we’ll be uploading fresh content from the training ground, our famous stadium and much, much more. Nowhere else will you get closer to world-class stars like Christian Pulisic, Kepa Arrizabalaga, Willian, Pedro & N’golo Kanté.

ABOUT CHELSEA FOOTBALL CLUB
Founded in 1905, Chelsea Football Club has a rich history, with it’s many successes including 5 Premier League titles, 8 FA Cups and 1 Champions League, secured on a memorable night in 2012. Famous former Blues include Peter Osgood, Gianfranco Zola, Dennis Wise, John Terry, Didier Drogba & Eden Hazard.

source En TSC hemos probado tiendas de todo el mundo para poder recomendarte las mejores opciones para comprar camisetas de Futbol. camiseta fc barcelona baratas

The Amazing And Often Strange Coffee News Highlights Of 2014

2014 was an exciting year for our beloved coffee, some good, some bad, some strange. As we approach the end of the year we’ve taken a look at some of the more notable stories of 2014.

December: A Time For Giving… But Probably Not Cocaine.

December, time for giving and the warm feeling when we see others open their presents. These acts of generosity were put to the test in Berlin when a local coffee roaster opened up their latest shipment of coffee from Brazil, to find it contained 33 kilos of cocaine! We’re unsure whether they had a hearty Christmas smile on their face, but we’re presuming confusion and fear was a more likely response. They reported the «shipment» to the police and Santa.

November: Peak Coffee Prices

Coffee prices reached their peak in 2.5 years during November. The dry weather in Brazil that has affected much of their yearly crop played a significant role in the increase. Much of the speculation now is how this year’s drought will affect the crop in 2015. Although there have been rains over recent months, the question still remains as to how this will impact the flowering of new plants over 2015.

Many are predicting that if the weather returns to a semblance of normality, then the crop should be roughly the same as 2014. If weather continues to become more extreme then production would fall below the levels of 2014.

October: Cup North

A little closer to home we saw the inaugural «Cup North», a coffee party for all coffee lovers in the north of England. Put together by the local coffee community it was a chance for the spotlight to shine on the culinary and coffee developments outside of London.

While the focus was on coffee, the 2-day event also promoted beer, chocolates and some of the exciting «foodie» developments in and around Manchester. Let’s hope it continues for 2015.

September: Coffee & Biofuels

There are many known alternative uses for leftover coffee ranging from an effective compost, to being used an odour remover for whiffy socks. One of the most exciting developments of 2014 was the new company Bio-Bean.

Set-up in January by Arthur Kay, the company takes the used coffee grounds from London coffee shops and turns the waste into an advanced bio-fuel. In September they received a €500,000 grant from the Dutch Lottery.

Although widely suspected as a bribe with which to increase their scores from the UK during EuroVision (OK I made that bit up), the money will help the environmentally green Bio-Bean expand their operations and build a plant large enough to handle the processing of the collected coffee grounds. One gold star for Bio-Bean. A great idea and good luck for 2015.

August: Coffee Theme Park Given To Green Light

If you’ve ever dreamed of visiting a theme park with a giant caffeinated mouse, then August may have been the month for you. Funding was granted to develop a 64 acre coffee theme park in the Gangwon Province in South Korea.

The area has seen lot of development ever since the announcement that the 2018 winter Olympics were going to be held in the area. Designed as an environmentally friendly family theme park, the location will also house a production, roasting and distribution facility. Presumably the latter won’t be of interest to the kids. A distribution roller coaster with embossed livery on the side doesn’t really appeal to children.

The project will however create over a thousand jobs for the local community and feature a resort and coffee museum.

July: Fresh vs. Instant

In July the Euromonitor International Study published their latest research highlighting the continuing growth of instant coffee in countries that historically were associated with tea drinkers, namely China, Turkey and India. Almost half the world prefers instant coffee to freshly ground coffee.

In the UK, although the coffee market maturing and we’re seeing a greater understanding of fresh and gourmet coffee products, the instant coffee market continued the gain strength especially when being consumed at home. Quite surprisingly in the UK us Brits are responsible for over a third of all instant coffee sold in Western Europe.

While it’s still often viewed as unacceptable to offer instant coffee in many social or business situations, when at home these malleable rules seem to go out of the window. Convenience in many situations wins over quality.

Part of the growth was attributed to the marketing of instant coffee, many of the words traditionally reserved for fresh coffee were finding their way onto packets, jars and bags in the supermarket. One product describes itself as the world first «whole bean instant»… we still have no idea what that means!

June: World Championships

June saw the winner of the 2014 World Barista Championships. The title eventually went to Hidenori Izaki of Maruyama Coffee Company, Japan. The judges awarding him the prize after evaluating all contestants on a selection of criteria including their cleanliness, creativity, technical skills and presentation.

Hidenori was the 15th winner of the competition, produced and held by the World Coffee Event (WCE). The annual championship was held in Rimini, Italy and was the culmination of many local and regional finals throughout the world.

Congratulations to all participants especially Maxwell Colonna-Dashwood from the UK who eventually came in 5th, yes we are showing geographical bias.

Final Standings

Champion: Hidenori Izaki, Japan

2nd: Kapo Chiu, Hong Kong

3rd: Christos Loukakis, Greece

4th: Craig Simon, Australia

5th: Maxwell Colonna-Dashwood, United Kingdom

6th: William Hernandez, El Salvador

May: Coffee & Cows

It seems that used coffee grounds can be used for almost anything! Starbucks partnered with a Japanese manufacturer of contacts lenses in the hope of turning leftover coffee grounds into a viable and environmentally friendly livestock feed for the Tokyo dairy market.

The fermented grounds were removed from the stores at Starbucks and incorporated into the food for cattle. The process has been tried before but the results showed that the coffee acted as a diuretic among the cattle and the high salt content was a concern. Apparently the new process includes lactic acid fermentation that ensures the feed produced became a viable option. Again, we have no idea how this works, but it sounds very impressive.

April: UK Barista Championships

If you mentioned the World Championships during April most people (probably tea drinkers) would immediately think of the F1 Grand Prix in China, or the start of the Snooker World Championships with its whispering and dapper waistcoats. To the creative coffee folk of the UK, April could only mean one thing; the build up to the Barista World Championships had begun.

Maxwell Colonna-Dashwood who took home his second title ultimately won the regional UK Barista Championships, held during the London Coffee Festival. Congratulations to Maxwell. With the award firmly tucked under his arm he would travel to Italy to compete in the World Championships in June. Flying the flag for the UK… probably without a waistcoat.

Feb/March: The Football World Cup

Much of the speculation during February and March was around the football world cup and how the Brazilians passion for their national sport would affect the coffee industry.

With around a third of all coffee coming from Brazil, the concerns were that the games held in Rio De Janeiro would disrupt the production, delivery and overall infrastructure of the coffee industry. At the risk of sounding anti-climatic it all worked out OK, even if it didn’t for the Brazilian football team.

January: Myth Busted

We’ve probably all heard the old wives tale that coffee causes dehydration. We’re told that we should drink a glass of water for every cup of coffee we consume. Where this theory comes from we have no idea, but research released in January from the University of Bath concluded that this was actually a myth.

Rather than cause dehydration, moderate coffee consumption actually hydrates us in a similar way to water. Personally if I was stranded in the Sahara with the choice of either a cup of coffee or nothing, I’d certainly choose the former… but only if it had cream… and sprinkles.